Do You Want to Modify Your Mortgage?

  • Are you $10,000, to $30,000, or more behind on your mortgage?
  • Have you missed a few or many mortgage payments?
  • Is your monthly mortgage payment too high?
  • Have you received a certified letter threatening you with home foreclosure?
  • Has the sheriff delivered a foreclosure notice to your door?

If you answered yes to any of these questions, NOW is the time to get immediate legal help with foreclosure prevention and mortgage loan modification. Contact the Providence law office of Rhode Island bankruptcy lawyer John Simonian at 401-941-4800 to learn if you can modify your home mortgage. We can help almost everyone and your initial consultation is free.

Your Next Step Is Critical

Many Rhode Islanders don't know that the R.I. Bankruptcy Court has a program that requires lenders to work with people who are at risk of losing their homes through foreclosure. If you've tried to work with the bank in the past but had little or no results, Mr. Simonian's office may be able to help you using the Loss Mitigation Program.

With this mortgage loan modification program, your monthly payments can be lowered to 31% of your gross income, and many people achieve monthly payments even lower. Mr. Simonian recently lowered a family's mortgage payment to $634.68 per month, including escrow for taxes and house insurance! Your mortgage can become affordable again. All missed payments are added to the end of the loan, extending the mortgage but keeping your monthly payments low.

If you're struggling with high credit card debt, medical bills or student loans, a mortgage loan modification may be just what you need.

What NOT To Do Next

If you received a letter or phone call from an out-of-state company saying they can help you with your mortgage problem if you send them money, BEWARE! If it turns out that the company is fraudulent and disappears with your money, you will have little or no recourse. Unfortunately, that's happened far too often to people in our state.

We are a local law office. For 25 years, Mr. Simonian has been helping your neighbors with mortgage modifications and foreclosure prevention in communities throughout Rhode Island, including Woonsocket, Coventry, South Kingstown, East Greenwich, Pawtucket, Providence, and Central Falls.

The Best Time to Call is TODAY

You don't need to lose your home … or the family home you inherited from your parents. You can stay in the neighborhood you love. Your children can stay in the same school.

Let attorney Simonian get to work helping you modify your home mortgage loan. Contact his Providence law office or call 401-941-4800 for a free initial consultation. We welcome your call and look forward to helping you and answering your questions.

The Law Office of John S. Simonian, Attorney at Law
Bankruptcy Lawyer for Rhode Island & MA.
474 Broadway Pawtucket, RI 02860 
phone: 401-941-4800 fax: 401-785-8313
We help clients throughout all of Rhode Island including Providence, Warwick, Cranston, Pawtucket, East Providence, Woonsocket, Coventry, Cumberland, North Providence, South Kingstown, West Warwick, Johnston, North Kingstown, Newport, Smithfield, Lincoln, Central Falls, Barrington, East Greenwich, Bristol, Warren, Tiverton, Burrillville and Westerly. We serve all towns in Massachusetts including Attleboro, North Attleboro, Millville, Blackstone, Bellingham, Uxbridge, Millis, Plainville, Wrentham, Franklin, Seekonk, Swansea, Mansfield, Foxboro, Mendon, Douglas and Rehoboth. The Law Office of John S. Simonian is a debt relief agency helping people to file for bankruptcy protection under the U.S. Code. The State of Rhode Island does not have a procedure for the certification of specialization of attorneys.
John Simonian Attorney at Law
474 Broadway
Pawtucket, RI 02860
Phone: 401-941-4800
Whether or not a personal bankruptcy filing is really the best solution for YOU... is something to consult RI bankruptcy Attorney John Simonian about, first.
Attorney Simonian offers a FREE, no-obligation consultation to help understand your options, and if need be, assist you through the bankruptcy process.